Choosing a Roof: Materials, Colour and Style in Chicagoland

Nearly every house in Chicagoland ends up with architectural asphalt shingles, and for most of them that is the right answer. The interesting decisions are the ones underneath it: whether your house is one of the exceptions, what colour actually does, and whether your village gets a say.

The materials, honestly

Architectural asphalt is the default for a reason. It lasts around twenty-five years here, handles freeze-thaw well, comes in every colour, and every crew in the region knows how to fit it. If nothing about your house argues otherwise, this is what you want.

Three-tab asphalt is the cheaper, thinner version. It is flatter to look at, more vulnerable to hail, and generally reaches about twenty years. The saving over architectural is small enough that it is rarely worth taking. You mostly see it now on rentals and flips.

Standing-seam metal lasts decades longer and sheds snow rather than holding it. Its fasteners are hidden in the seams, so there is far less for wind to catch. It costs substantially more than asphalt and it suits some houses far better than others. On a low-slope section where shingles struggle anyway, it is worth pricing rather than dismissing.

Cedar shake is beautiful and demanding. It needs maintenance, it does not love the wet-freeze- wet cycle we get here, and it costs several times what asphalt does. On the right house, usually an older one in a neighbourhood full of them, it is the only thing that looks correct.

Slate and clay tile last longer than the people who install them and weigh accordingly. Many houses cannot carry the load without structural work. Where slate is already on a house, replacing like for like is usually the right call and occasionally the required one.

Synthetic composites imitate slate or shake at a fraction of the weight. They are a genuine option for a house that wants the look and cannot take the load, and the good ones now carry solid impact ratings.

I have not put prices against these because roof pricing varies too much by pitch, complexity and access for a per-square figure to mean anything useful. Any of them can be quoted properly in an hour on site.

What roof colour actually does

There is a lot of copied-and-pasted advice on this, most of it written for a different climate.

The physics is real. A reflective roof surface can run up to 50°F cooler than a dark one, and ENERGY STAR rated roof products can cut peak cooling demand by 10 to 15 per cent. Those numbers are sound.

The catch is that they were measured where cooling dominates. Chicago is a heating climate. Energy modelling treats a cool roof as a net reduction in cooling load and an increase in heating load, and in a place with our winters that offset is substantial. A reflective roof that saves you money in July costs you some of it back in January.

It is also worth knowing that the Department of Energy’s cool roof calculator only covers low-slope roofs. There is no equivalent tool for a residential shingle roof, which should tell you something about how much the effect is expected to matter on one.

So choose your colour on how it looks. If your attic runs hot, fix the ventilation, which does more for summer temperature than shingle colour and also stops ice dams in winter. Colour is an aesthetic decision here. Anyone selling it to you as an energy strategy is repeating southern marketing.

One genuine consideration: darker roofs shed snow marginally faster on a sunny winter day. On a house already prone to ice dams that is a small point in their favour, though it does not touch the underlying cause.

Matching the house

Chicagoland has a handful of housing types and each one has an answer that looks right.

Bungalows, the brick ones all over the city and inner suburbs, were built with dark roofs and they still look best that way. Charcoal, weathered wood, deep brown. A light roof on a red brick bungalow fights the brick.

Prairie School and Foursquare houses, which Oak Park and River Forest have in quantity, have low-pitched roofs with deep overhangs. The roof is a visible horizontal band, so it wants to be quiet. Greys and browns, nothing with much variegation.

Victorians carry complex rooflines with turrets and multiple gables, and were often originally slate or shake. Synthetic slate suits them well where real slate is impractical.

Post-war ranches and split-levels are the most forgiving. Simple rooflines, few constraints, and colour choice can follow the siding.

Newer builds in the outer suburbs usually have a developer palette that the street follows. Departing from it is allowed and occasionally regretted.

Where the choice is not yours

Several Chicagoland villages have designated historic districts, and inside them a roof is not a free choice.

Oak Park is the clearest example. Homes contributing to the Frank Lloyd Wright Prairie School of Architecture Historic District or the Ridgeland Historic District need Historic Preservation Commission review for exterior work including roofing, and material substitutions have to be approved before installation rather than after. The Village’s Historic Preservationist can be reached on 708-358-5417.

Riverside goes further. The whole village is a National Historic Landmark district, and a Certificate of Appropriateness from the Preservation Commission is required for exterior work that needs a building permit. Part of the test is whether the work is visible from a public right of way.

If you are in either, or in any of the other local districts, find out before you choose a product rather than after. Approval takes time, and a rejected material means starting the selection again.

What has actually changed recently

Roofing trend articles tend to list colours. Two things have genuinely changed and neither is a colour.

Impact-resistant shingles are now measurable. The Insurance Institute for Business & Home Safety tests shingles with manufactured hailstones under real conditions and publishes a performance rating for each product. Rated Excellent or Good means the shingle handles hail up to two inches. In a hail region that is a real difference, and several insurers discount premiums for it.

Solar has become a roofing decision rather than an add-on. If solar is anywhere in your plans, the time to think about it is when the roof is off, not three years later when panels have to be removed and refitted to fix something underneath.

Get advice on your particular house

Proliance inspects roofs across the Chicago metro at no cost and will tell you what your house actually needs, including whether your village has a say in it. Our inspectors are HAAG certified. Call 800-613-4373.

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